Paycheck Protection Program Loan Data deep dive

PPP loan data provides detailed information on loans issued under the Paycheck Protection Program to help assess the program's impact.

The Paycheck Protection Program (PPP) data released by the U.S. Small Business Administration (SBA) includes detailed loan-level information on over 4.9 million loans made to support small businesses during the COVID-19 pandemic. This dataset highlights the amount and recipients of the loans, as well as demographic and geographic distributions, showcasing the program's impact on small businesses across the U.S.

Data Schema

Field Name Field Description
Placekey Placekey (unique identifier)
LoanNumber Loan Number (unique identifier)
DateApproved Loan Funded Date
SBAOfficeCode SBA Origination Office Code
ProcessingMethod Loan Delivery Method (PPP for first draw; PPS for second draw)
BorrowerName Borrower Name
BorrowerAddress Borrower Street Address
BorrowerCity Borrower City
BorrowerState Borrower State
BorrowerZip Borrower Zip Code
LoanStatusDate Loan Status Date - Loan Status Date is blank when the loan is disbursed but not Paid In Full or Charged Off
LoanStatus Loan Status Description - Loan Status is replaced by 'Exemption 4' when the loan is disbursed but not Paid in Full or Charged Off
Term Loan Maturity in Months
SBAGuarantyPercentage SBA Guaranty Percentage
InitialApprovalAmount Loan Approval Amount (at origination)
CurrentApprovalAmount Loan Approval Amount (current)
UndisbursedAmount Undisbursed Amount
FranchiseName Franchise Name
ServicingLenderLocationID Servicing Lender Location ID
ServicingLenderName Servicing Lender Name
ServicingLenderCity Servicing Lender City
ServicingLenderState Servicing Lender State
LoanFundedAmount Loan Funded Amount
JobsReported Number of Employees
NAICSCode NAICS 6 digit code
Race Borrower Race Description
Ethnicity Borrower Ethnicity Description
UTILITIES_PROCEED Note: Proceed data is lender reported at origination. On the PPP application the proceeds fields were check boxes.
PAYROLL_PROCEED Payroll Proceed
MORTGAGE_INTEREST_PROCEED Mortgage Interest Proceed
RENT_PROCEED Rent Proceed
REFINANCE_EIDL_PROCEED Refinance EIDL Proceed
HEALTH_CARE_PROCEED Health Care Proceed
DEBT_INTEREST_PROCEED Debt Interest Proceed
BusinessType Business Type Description
OriginatingLenderLocationID Originating Lender ID (unique identifier)
OriginatingLender Originating Lender Name
OriginatingLenderCity Originating Lender City
OriginatingLenderState Originating Lender State
Gender Gender Indicator
Veteran Veteran Indicator
NonProfit 'Yes' if Business Type = Non-Profit Organization or Non-Profit Childcare Center or 501(c) Non Profit
ForgivenessAmount Forgiveness Amount
ForgivenessDate Forgiveness Paid Date

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Geography

The United States

Data from public sources is most useful when joined with other data. We joined PPP loan data with Department of Labor Wage & Hour Compliance Data.

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Frequently Asked Questions

What is Paycheck Protection Program Loan Data?
The Paycheck Protection Program (PPP) dataset is a free dataset of over 4.9 million loans distributed to small businesses during the COVID-19 pandemic. It includes details such as loan amounts, recipient names, and geographic and demographic breakdowns, highlighting the economic impact of the program across the U.S.
What is the history of this dataset?

The Paycheck Protection Program (PPP) data is maintained by the Small Business Administration (SBA). It was created in response to the COVID-19 pandemic to support small businesses. The SBA oversees this dataset to provide transparency on the distribution and impact of PPP loans.

How often is the data updated?

Never

What is the coverage and what is included in this dataset?
The Paycheck Protection Program (PPP) dataset covers loans issued under the PPP, a relief initiative aimed at supporting small businesses affected by COVID-19. The dataset includes details such as the names of businesses that received loans, loan amounts, the number of jobs retained, and the loan forgiveness status. It provides coverage across the entire United States, encompassing a wide range of businesses. This comprehensive dataset is useful for analyzing the impact of the PPP on small businesses and assessing the program’s reach and effectiveness.
Why is Paycheck Protection Program Loan Data valuable?

The PPP data is valuable because it provides transparency on the distribution of COVID-19 relief funds, enabling analysis of the impact on small businesses and supporting efforts to ensure the program's effectiveness.

How do I join this dataset with other datasets?
PPP data can be easily appended with a Placekey (a open matching service for physical places).  Once the PPP data is appended with a Placekey, it can be easily joined with any other dataset that has a postal address or physical address.

Dataset at a glance

Dataset Name
Paycheck Protection Program Loan Data
Description
Data on loans issued under the Paycheck Protection Program
Update Frequency
Never
Coverage
The United States
Data Quality
Not assessed
Dataset Size
4.9 M Rows
Maintained By

US Small Business Administration

License

This dataset is public; see the FAQ for details.